Debt Consolidation
Become debt free faster. Simplify your finances by combining all debts into one easy debt consolidation loan payment.

Start getting your debt under control
Simplify your money matters with Lenny’s smart approach: one debt consolidation loan, one goal, and one easy payment. Borrow up to $100,000 unsecured or partially secured, with competitive rates starting from just 8.99%. Take back control of your finances today, on your own terms.

How much can I borrow?
Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 13.95% p.a. Minimum instalments, loan terms and lending criteria. Terms and Conditions apply.
Debt Consolidation Loan offer
Apply online. Our digital platform will assess the information provided and approve, decline, or refer your application in under 60 seconds⁵.
Follow your applications’ progress in real-time, and complete any tasks, and chat with your dedicated adviser using your online dashboard.
Read, accept, and sign your loan documents electronically on any device. The lender will then transfer funds into your bank account overnight.
More lenders, more choice, better rates.
With access to 25+ lenders and over 2,500 loan options, you get more choice and better rates. Our experts will guide you through the process and help you find the loan that’s the best fit for your needs.














No printing. No paper.
Apply Instantly.
Applying for a loan will not affect your credit score.
Check your eligibility in seconds. Choose the loan that works for you.
Home Improvements
Turn your renovation dreams into reality with Lenny. From pools to patios and everything in between, our tailored loans for home improvements give you the support you need to create the home you’ve always wanted.
Any Questions?
What is Digital Advice?
Digital Advice on Lenny is a service that uses advanced AI and data analytics to offer personalized loan recommendations and financial guidance. This system analyzes your financial profile and matches it with suitable loan options from our 12 partner lenders, ensuring you get the best terms and rates.
Can I talk to an Adviser?
While Lenny primarily offers digital advice through our automated platform, customers can request to speak with a financial adviser for additional support and personalized guidance. This service ensures that you get both the efficiency of digital advice and the human touch when needed.
How do I verify my income?
We use the Illion bank statement verification service. This is a secure and encrypted tool trusted by numerous banks and finance companies across Australasia. This automated process is efficient and ensures accuracy in income verification. Lenny ensures the confidentiality and security of all your personal and financial information, regardless of the method chosen.
How quickly can a loan get approved and paid out?
Loans through Lenny can be approved rapidly, with initial decisions in a few seconds, and final approvals often within a few hours, thanks to our efficient digital processing. Once loan agreements are signed, the loan amount is typically disbursed and available in your bank account same day or overnight depending when completed.















